Loan to value describes the ratio of Loan size to the market value of your property.  We have options that allow you to maximize your borrowing capacity while keeping your rate as low as possible. Whether your credit is perfect, average, or damaged, Dependable Mortgage carries all types of loans for all credit types.  Do you know your FICO score?  Give us a call today, share your score (or have us check it) and hear the rate you qualify for!

Do you need?
Residential or Commercial Loan
Purchase or Refinance
Primary Residence or Investment Property
Single, Twin, Row, Duplex, Condo or Townhouse Property Type

Need Cash?
Pay down high-interest loans, credit cards!
Get cash for home improvements, school or other needs!
Lower your monthly payments, get the cash you want and potentially get a break on your taxes!

Good Credit?
We have access to the absolute lowest rates available today!

Damaged Credit?
No problem! We can customize a competitive loan package which minimizes impact of slow pays, chargeoffs, even bankruptcy!
We can also tell you the secrets to improving your credit scores to get those low rates!

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